How does cashback work?

27. Februar 2025

How does cashback work? Everything you need to know


Cashback is a term you’ve probably heard many times—but what exactly does it mean? It almost sounds too good to be true: you spend money and get a portion of it back. In this blog post, we’ll explain how cashback works, why it’s so popular, and how you can benefit from it with the king+ Mastercard.

What is cashback?

Cashback literally means “money back.” It’s a rewards system where you get a percentage of the amount you’ve spent back to your account or card. Banks, credit card providers, and certain retailers offer cashback to reward your loyalty.

Example: If you spend €100 and receive 3% cashback, you get €3 back. The more you spend, the more cashback you earn.

How does cashback work with cards?

With the king+ Mastercard, cashback is calculated automatically whenever you make a payment with the card. The best part? You don’t have to do anything—the refund happens automatically.


What types of cashback are there?

  • Percentage-based cashback:
    This is a fixed percentage you earn on all or specific purchases. For example, the king+ Mastercard offers up to 3% cashback on your spending.

  • Category-specific cashback:
    Some providers offer higher cashback rates for specific categories, such as travel, dining, or online shopping.

  • Bonus programs:
    In addition to cashback, you may benefit from extra perks like discounts or reward points.


Why is cashback so popular?

  • Easy rewards:
    You get money back without any extra effort.

  • Transparency:
    Every cent you earn is yours to keep.

  • Savings while shopping:
    Cashback is especially appealing to frequent shoppers, as the refunds can add up quickly.

How to earn cashback with the king+ Mastercard
Earning cashback with the king+ Mastercard is simple. Just use the card as you normally would, and a portion of your spending is returned to you. Key benefits include:

  • Up to 3% cashback on your purchases.

  • Full control over your cashback in the app.

  • Worldwide usability — whether in stores, online, or while traveling.


Cashback isn’t just a nice bonus—it’s an easy way to save on your spending. With the king+ Mastercard, you can pay securely and flexibly while enjoying generous cashback rewards. 

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