| Card Activation and Periodic Fees |
| Initial Card Fee Paid with Registration |
free |
free |
| Yearly Fee |
free |
€ 49.00 |
| Monthly Fee |
free |
free |
| Inactivity Fee (after 3 months of inactivity) |
€ 2.50 |
free |
| Expired Card Management Fee (after 12 months of expiry) |
€ 2.50 |
€ 2.50 |
| Card Loading Fees |
| SEPA bank transfer |
free |
free |
| Sofort Banking (KYC2 required) |
2.5% min. € 2.50 |
1% min. € 1.00 |
| SMS Transactions |
| SMS Forgot PIN |
free |
free |
| SMS Card2Card Transfer notification |
free |
free |
| SMS Balance Inquiry |
free |
free |
| SMS Card Lock/Card Unlock notification |
free |
free |
| SMS Transaction Notification |
free |
free |
| ATM transactions |
| ATM Domestic Withdrawal |
€ 5.00 |
€ 2.50 |
| ATM International Withdrawal |
€ 5.00 |
€ 2.50 |
| ATM Balance Inquiry |
free |
free |
| ATM Decline |
free |
free |
| POS transactions |
| POS Domestic Transaction |
€ 0.25 |
€ 0.15 |
| POS International Transaction |
€ 0.25 |
€ 0.15 |
| FX Charge for International Transactions |
2,75 % |
1 % |
| Administrative Transactions |
| Card replacement fee – lost and stolen |
free |
free |
| PIN Change ATM (if available) |
free |
free |
| Account closure |
free |
free |
| Redemption fee |
free |
free |
| Miscellaneous Fees |
| Chargeback processing (if not successful) |
€ 25.00 |
€ 25.00 |
| Upgrade Fee from IDV (limit 2) to IDV+ (limit 3) |
€ 10.00 |
not applicable |
| Call centre support |
depending on your telephone service provider |
| Card to Card transfer out (IDV+) |
free |
free |
| Card to Card transfer |
free |
free |
