Card Activation and Periodic Fees 
Initial Card Fee Paid with Registration€ 49.00
Yearly Feefree
Monthly Feefree
Inactivity Fee (after 3 months of inactivity)€ 2.50
Expired Card Management Fee (after 12 months of expiry)€ 2.50
Card Loading Fees 
SEPA bank transferfree
Sofort banking (KYC2 required)2.5 % min. 2.00 €
SMS Transactions 
SMS Forgot PIN0.16 €
SMS Card2Card Transfer notification0.16 €
SMS Balance Inquiry0.16 €
SMS Card Lock/Card Unlock notification0.16 €
SMS Transaction Notification0.16 €
ATM Transactions 
ATM Domestic Withdrawal5.00 €
ATM International Withdrawal5.00 €
ATM Balance Inquiryfree
ATM Balance Inquiry (UK residence only)0.99 €
ATM Declinefree
ATM Decline (UK residence only)0.50 €
POS Transactions 
POS Domestic Transaction0.25 €
POS International Transaction0.25 €
FX Charge for International Transactions2,75 %
Administrative Transactions 
Card replacement fee – lost and stolenfree
PIN Change ATMfree
PIN Change ATM (UK residence only)3.00 €
Account closurefree
Redemption feefree
Miscellaneous Fees 
Chargeback Processing (if not successful)50.00 €
Upgrade Fee (from IDV to IDV+)10.00 €
Call Centre Supportfree
Card to Card transfer out (IDV+)free
Card to Card transfer infree